Terms & Conditions

These terms cover the mparas website and anything you buy on it. Using the site, downloading a guide or buying a course means you accept them.

Who you are dealing with

mparas is a proprietorship run by Paras Mehra, GSTIN 06COTPM8158Q1ZP. The only channel we publish is info@mparas.com, and a person reads that inbox.

Who may buy

You must be 18 or older and able to enter a contract under Indian law to buy from us or to give us your details. If you are under 18, a parent or guardian must buy on your behalf and is responsible for these terms.

What you are buying

The AI in Finance Course is online and self-paced. It is delivered on Graphy, the course platform we use, which also issues your completion certificate.

Lifetime access means access for as long as we offer the course, and in any event for at least 36 months from the date of your purchase. We may withdraw or replace a course at any time. If we withdraw one, we will give existing buyers at least 90 days’ notice by email so you can finish it and save the materials you are entitled to keep. If we withdraw a course inside your 36 months and cannot give you a replacement of equivalent scope, we will refund you a fair proportion of what you paid. Withdrawal from sale does not take away what you have already paid for.

Price and payment

The course is Rs 2,499, inclusive of GST, against a list price of Rs 4,999. We may change prices, offers and course content at any time for future buyers, and that never changes what you have already bought.

Payments are taken by Razorpay, which accepts cards, UPI, netbanking and wallets. We never see or store your card details. A GST invoice is emailed automatically. If you want it in a firm’s name, enter the GSTIN and legal name at checkout before you pay; CGST and SGST, or IGST, follows the billing state you give. We cannot change the party named on an invoice after the sale.

We may withhold or suspend access until we are satisfied that a payment has succeeded and settled. If an order is flagged as fraudulent, or a payment is later reversed, declined or recalled by the payment provider, we may suspend or end access for that order.

Getting your access

Your invoice is emailed as soon as the payment succeeds. Course access is set up and emailed to the address you gave at checkout, normally within 24 hours. If it has not, check your spam folder, then write to us with your order details.

What support is, and what it is not

Support means help with getting into your course and with the material in it. It is by email to info@mparas.com, and we normally answer within two working days. Support is not one-to-one tutoring, it is not a review of your own client work, and it is not advice on your own or your client’s tax, accounting or legal position. If you send us a live client problem we will point you back to the relevant part of the course rather than answer it.

This is education, not professional advice

The course, the guides and everything on this site are educational material. They are not tax, legal, accounting or investment advice, and buying from us creates no professional or advisory relationship. Your situation is your own: check anything that matters with your own adviser before you act on it.

We promise no outcome. Nothing here guarantees results, income, savings, a job or a promotion. What you get out of a course depends on you.

AI output must be checked

The course teaches you to work with AI tools. Those tools make mistakes, and we guarantee nothing about what they produce. Whatever an AI tool generates for you — a working, a reconciliation, a draft return, a client email — is your work once you use it. Check it before you rely on it, file it, or send it to a client.

Your access is yours alone

What you buy is a personal, non-transferable licence for one named person. You may not share your access, record, screen-capture or download the lessons for redistribution, upload the material anywhere, resell it, or use it to train a commercial product or model.

If we have good reason to believe access has been shared or our material redistributed, we may suspend access at once to stop the damage. We will tell you why by email and give you seven days to explain. If you satisfy us, we restore access. If you do not, we may end your licence without a refund and recover from you the loss the breach has caused us, including our costs of investigating it.

We may mark our materials, downloads and certificates with information that identifies the buyer, including visible or hidden watermarks and identifiers, and by buying from us you agree to that marking. Copying or distributing our course material without permission is not only a breach of these terms; it is an infringement of copyright and an offence under section 63 of the Copyright Act, 1957.

Our material

The courses, guides, text, images and design on this site belong to mparas or are used with permission. You may use them for your own learning and your own professional work, but not republish them, sell them, or train a commercial product on them without our written permission. Free guides may be read and printed; please send colleagues to the page rather than the file, so they get the current version.

Tools and links to other services

The course discusses AI tools and other services that belong to other companies, and this site links to them. Those links and references are information, not a recommendation. We do not control those services, their pricing, their availability, their terms or what they do with what you put into them. Your use of them is governed by their terms, and deciding what client or personal data to put into someone else’s tool is your decision and your responsibility.

Emails and messages

If you give us your email address, you may receive our own marketing about our courses and offers, and every marketing email carries an unsubscribe link. If you give us your mobile number and tick the box for it, we may also send you course updates and offers by SMS or WhatsApp. Unsubscribing never affects a course you have bought, and messages about your order, your invoice and your access will still reach you.

Using the site fairly

Please do not break into the site, scrape it in bulk, submit forms automatically, or impersonate anyone. Our forms are rate-limited so they stay usable for everyone.

Platforms we depend on

Graphy and Razorpay are independent companies with their own terms and their own outages. We will help you reach what you paid for, but we do not control their platforms and are not responsible for their failures or downtime.

Refunds and chargebacks

Refunds are covered by our Refund and Cancellation Policy, which forms part of these terms. We decide each request on its own facts, and allowing one request does not oblige us to allow another. Our decision closes our internal process; it does not affect any right you have under the Consumer Protection Act, 2019, including your right to approach a consumer commission.

If something has gone wrong, write to info@mparas.com first and give us a fair chance to put it right — it is faster than a bank dispute and it is what we ask of you under these terms. If a chargeback or payment dispute is raised on a course that was delivered and used, we may suspend access while the dispute runs, and we will defend it with our payment, delivery and access records. Where a dispute is withdrawn, or decided in our favour, we may recover from you the fees and costs it caused us.

Feedback, reviews and testimonials

If you send us feedback, a review or a testimonial about a course, you allow us to use it, with your first name and professional description, in our marketing, on this site and in our emails, without payment. Tell us if you would rather we did not, and we will not.

Indemnity

If someone brings a claim against us because you misused our material, broke these terms, or infringed someone’s rights in the course of doing so, you agree to cover the loss, costs and legal fees we reasonably incur in dealing with it. This does not apply to anything caused by our own act or default. We will tell you promptly about any such claim, we will not settle it without asking you first, and you may take over its defence if you wish.

If something goes wrong

We will fix what is ours to fix. To the extent the law allows, our total liability for any claim connected with a course, a guide or this site is limited to the amount you actually paid us for it, and we are not liable for indirect or consequential loss, including lost profits, lost data, penalties or loss of reputation.

Nothing in these terms limits or excludes our liability for fraud or fraudulent misrepresentation, for wilful misconduct, for death or personal injury caused by our negligence, or for any other liability that cannot be limited or excluded under Indian law. Nor do these terms take away your rights under the Consumer Protection Act, 2019.

Events outside our control

We are not responsible for delay or failure caused by something outside our reasonable control: failures of the internet, hosting, payment or course platforms, power cuts, cyber attacks, strikes, natural events, epidemics or acts of government.

Notices

Email is how this business communicates. Notices we give you — about access, a price or content change, a suspension, or the withdrawal of a course — are sent to the email address you gave us, and are treated as received 24 hours after we send them unless the message bounces back to us. Keep that address current and working; tell us at info@mparas.com if it changes. Notices you give us are sent to that same address and are effective when we receive them.

Changes to these terms

We may update these terms. The version on this page at the time of your purchase governs that purchase, and we keep a dated copy of each published version. Changes apply to later purchases and to your continued use of the site.

General

If part of this falls away. If a court or a consumer commission decides that any part of these terms cannot be enforced, that part is treated as removed and the rest continues to apply.

Not insisting is not giving up. If we do not enforce something straight away, or at all, we keep the right to enforce it later.

The whole agreement. These terms, together with the Refund and Cancellation Policy, the Shipping and Delivery Policy and the Privacy Policy, are the whole of what is agreed between us about a course. Nothing said elsewhere forms part of it, although nothing in this paragraph excludes liability for a fraudulent statement.

What survives. The clauses on our material and your licence, refunds and chargebacks, indemnity, liability, notices, law and jurisdiction continue to apply after your access ends, however it ends.

Transfer. You may not transfer your licence or your rights under these terms to anyone else. We may transfer our rights and obligations, and the records described in our Privacy Policy, to anyone who buys or takes over this business or the part of it that runs this website; your rights under these terms are not reduced if we do.

Law and jurisdiction

These terms are governed by the laws of India. Subject to the next sentence, the courts in the State of Haryana have exclusive jurisdiction over any dispute arising out of them. Nothing in this clause affects your right as a consumer to bring proceedings under the Consumer Protection Act, 2019 in the commission having jurisdiction where you ordinarily reside or work.

Questions

Write to info@mparas.com. For a formal complaint, address it to our Grievance Officer at that address.

Business and grievance details

Legal name: Paras Mehra, sole proprietor, trading as mparas. GSTIN: 06COTPM8158Q1ZP. Website: mparas.com. Customer care: info@mparas.com.

Grievance Officer: Paras Mehra, Proprietor, info@mparas.com. Alternate Grievance Officer: Kriti Mehra, at the same address. We acknowledge a grievance within 48 hours and give our final answer within 30 days.